No matter how many deliveries you’ve made or routes you’ve driven, the reality is professional drivers still get in car accidents. But, even if you made a split-second mistake that resulted in an injury, you could still be eligible for workers’ compensation.
The fact that the collision happened in a company car shouldn’t cause any added stress. Rather, seeking legal guidance and taking careful measures immediately after the accident can help you heal faster, in all senses.
At the scene
To move forward from your accident, it’s crucial to take steps right at the scene that will come into play later.
First, you should pull over to a safe spot and turn off your engine immediately after the crash. This will prevent from creating a large distraction or a chain of car accidents. Even if severe injuries can heal and you can receive medical compensation, you should be as cautious as possible.
After you’ve done this or if you are unable to move away from oncoming traffic, call 9-1-1. This action serves two main purposes. First, you are required to file a report with Minnesota Department of Public Safety if anyone is hurt at the scene, if the accident caused death or if the property damage adds up to at least $1,000. This will also provide a police report or written documentation of the details of the accident — who was involved, the injuries, the damage and the scene of the event.
Not only should the police have a record of each driver’s information, but you should also exchange information with the other driver. This includes their contact information, details about their vehicle and insurance policy information. For you, this will include sharing your company’s insurance policy. During this reporting process, there is no need to admit fault. Especially, if you are certain the accident was purely a mistake and happened in the middle of a task or assignment set out by your employer. This is because worker’s comp is a no-fault insurance system.
Not properly following up at the scene of the accident could cause delay or more hassle when filing for workers’ compensation.
If your injuries didn’t already warrant an ambulance ride to the emergency room, then your next order of business should be a medical check-up. A clear diagnosis for your injuries and having the bills or paperwork to prove your injuries, will help in collecting compensation.
Although you probably need time to heal and are in pain, it’s worth noting that you only have two weeks from your accident date to tell your employer that you suffered a work-related injury.
A workers’ comp attorney can help guide you through the filing process to help you recover physically and financially in a timely manner.