You might figure that a little back pain is normal, especially given your age and your lifestyle. You've probably even experienced a little minor back strain from time to time.
Let's be clear about something from the start: No employer likes to hear that an employee is injured and needs workers' compensation. In addition, no insurance company likes to pay out even $1 more than necessary on a claim.
When you've been injured on the job, one of your duties is to make certain that your employer is aware of any changes in your condition that might allow you to return to work.
For the last 30 years, injured workers in Minnesota who were discriminated against after their injury were pretty much out of options once they settled their workers' compensation claim. A state Supreme Court ruling known as the "Karst" decision barred injured workers from filing claims for discrimination through the Minnesota Human Right Act under the idea that they would be "double-dipping," or collecting payment twice for the same injury.
When you're trying to recover from a serious work injury, the last thing you want to receive in the mail is a "Notice of Intention to Discontinue Workers' Compensation Benefits," or NOID.
Do you have a tendency to minimize your complaints when you're sick or injured?
Are you aware of the "going and coming" rule that applies to workers' compensation benefits?
Workplace chemicals are a constant hazard in some occupations -- and even if you're following all the safety regulations, it's still possible you or a co-worker could end up accidentally exposed.
Something called "Waddell's signs" may be the most important thing you've never heard of -- if you happen to be the victim of a low back injury and seeking workers' compensation benefits.
The big focus among workers' comp insurers today is reducing the expenses tied to "runaway" claims. However, they may now be targeting injured workers for "helpful" interventions by case managers whenever they decide a worker's attitude isn't conducive to healing.